Corporate Directory

Santander Consumer is dedicated to serving the interests of clients, employees, and the industry.

Senior Management

Tracy A. Graf
President & CEO
Troy S.F. Graf
Executive VP & COO
Serghei Belobrov
Stephen Dykau
Victor Harfuch
Galen Gower
VP, Corporate Strategy
John Grant
VP, Dealer Services
Samantha Horton
VP, Account Acquisition
Alex Moore
VP, Finance
Tricia Frost
VP, Account Management
Kara Chwaklinski
VP, Human Resources
Ayodola Dahunsi
Chief Compliance Officer
Hiram Xu
Chief Audit Executive


Blake, Cassels & Graydon LLP
595 Burrard Street, Suite 2600
Vancouver, BC V7X 1L3